Terms and Conditions of Use




These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly excluded by their own terms and conditions), and Flipside Financial Education CIC, the owner and operator of this Website. Please read these terms and conditions carefully, as they affect your legal rights. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.


In these terms and conditions, User or Users means any third party that accesses the Website and is

not either (i) employed by Flipside Financial Education CIC and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Flipside Financial Education CIC and accessing the Website in connection with the provision of such services.


You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.


Intellectual property and acceptable use


  1. All Content included on the Website, unless uploaded by Users, is the property of Flipside Financial Education CIC, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video, software, data compilations, page layout,

underlying code and software and any other form of information capable of being stored in a

computer that appears on or forms part of this Website, including any such content uploaded by

Users. By continuing to use the Website you acknowledge that such Content is protected by

copyright, trademarks, database rights and other intellectual property rights. Nothing on this site

shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use

any trademark, logo or service mark displayed on the site without the owner's prior written



  1. You may, for your own personal, non-commercial use only, do the following:
  2. retrieve, display and view the Content on a computer screen


  1. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any

Content without the written permission of Flipside Financial Education CIC.


Prohibited use


  1. You may not use the Website for any of the following purposes:
  2. in any way which causes, or may cause, damage to the Website or interferes with any other

person's use or enjoyment of the Website;

  1. in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise

objectionable or in breach of any applicable law, regulation, governmental order;

  1. making, transmitting or storing electronic copies of Content protected by copyright without the

permission of the owner.


Links to other websites


  1. This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Flipside Financial Education CIC or that of our affiliates.
  2. We assume no responsibility for the content of such Websites and disclaim liability for any and all

forms of loss or damage arising out of the use of them.

  1. The inclusion of a link to another site on this Website does not imply any endorsement of the sites

themselves or of those in control of them.